Self-Employed?

 With Non-QM options readily available, applying for a mortgage as a self-employed borrower is more accessible than ever, even if your tax returns don't reflect your full earning power. Non-qualified mortgages offer alternative ways to verify income, such as using 12 to 24 months of business or personal bank statements, which is a great solution for those who claim significant tax write-offs. Other solutions include asset depletion loans for borrowers with significant liquid assets, or investor cash-flow loans for real estate investors, showing that your financial picture is much more comprehensive than a W-2 and tax forms. By working with a lender specializing in these flexible programs, you can use your real-life cash flow to confidently navigate the mortgage process and turn your homeownership goals into a reality.